Insurance Solutions and Hassle-Free Financing
Kick off your weight loss journey with confidence, backed by our comprehensive financing and insurance options. Our dedicated team is committed to simplifying the process, ensuring you have seamless access to life-changing bariatric solutions.
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Nashville Weight Loss Solutions accepts the majority of commercial insurance plans and works with popular third-party lenders Prosper and CareCredit®. We also accept Visa and cash payments. Our practice is also proud to work with several employer direct companies like Lantern, Transcarent, Barinet, and Carrum Health. These companies give many employees access to all-inclusive, minimal to no-cost weight loss surgery.
We invite you to explore these payment options to determine which is the best way to budget for a procedure that can give you the weight loss results you need.
Pathway to Surgery
Will my insurance cover surgery?
While most private insurance policies or small compaies don't cover bariatric surgery, many larger employers often do. Coverage usually requires a BMI > 40 (or > 35 with certain co-morbidities). Additional requirements may include documented dietary attempts, psychological stability, non-smoking status, primary care physician support, and commitment to post-surgery surveillance.
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To learn whether your insurance plan will cover the cost of weight loss surgery, we invite you to use our free insurance check. Once we know the details of your benefits, our team will assist you in taking the next step towards a healthier you.
Do I have a supplemental insurance plan that covers bariatric surgery?
Lantern, Transcarent, Barinet, and Carrum Health are supplemental inusrance benefits provided by large corporations such as Home Depot, Autozone, State Farm, American Airlines, Hyatt, Sysco, AT&T, Dell, Tyson Foods, Pilot, as well as municipalities such as the State of TN to name a few.
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This benefit provides bariatric surgery coverage with access to an exclusive highly vettted network of surgeons, including Dr. Hugh Houston, with minimal to sometimes no out-of-pocket costs.​
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Unfortunately, many employees don't even know they have this supplemental benefit. If you are unsure, you can reach out to your human resources department or fill out our Free Insurance Check and let our team at Nashville Weight Loss Solutions help determine if you have access to these amazing benefits.
No insurance coverage? No Problem.
Self-Pay FastTrack Option
While obesity remains the primary public health concern in America, surgical treatment is often not covered by private insurance policies or many employers. However, we provide cost-effective options for self-pay patients. Our FastTrack program offers the possibility of scheduling surgery within 3-4 weeks from the decision to pursue weight loss surgery.
Gastric Sleeve
$12,800
SADI-S
$16,200
Gasric Bypass
$17,950
All packages include:
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Pre-surgical tests (radiology and blood tests)
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Surgeon, anesthesia, and hospital fees
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Lifelong post-operative visits
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Lifelong access to our registered dietitians, exercise physiologist, and Psychological Support Program
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Optional BLIS Care coverage for surgery-related complications
For those seeking financial assistance, we collaborate with prominent healthcare finance companies like Prosper Healthcare Lending, Lending USA, and CareCredit. It's important to note that most finance companies charge fees not included in the listed rates, potentially requiring borrowers to secure a higher amount.
BLIS Care for Weight Loss Surgery: Your Safety Net
BLIS Care is not your typical health insurance. It's a unique specialty coverage ensuring financial protection for patients of BLIS Care-insured surgeons, like Dr. Houston. As part of this elite network, Dr. Houston is approved by BLIS, Inc., offering patients peace of mind against potential surgical complications.
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Many patients are open to covering out-of-pocket surgical costs but worry about unexpected expenses from complications. While rare, complications can occur. Choosing Dr. Houston as your self-pay surgeon gives you the option to enroll in BLIS Care (additional fees may apply), providing financial coverage for 90 days post-Bariatric Surgery.
Assurance of access to additional medical care for covered complications with no additional or hidden costs.
Coverage for medical bills related to complications, including facility fees, professional charges, imaging, etc.
Immediate resolution of concerns regarding covered complications, ensuring ongoing care, diagnosis, and treatment.
Alleviates concern by planning ahead for unexpected medical bills that may exceed the cost of your surgery.
Did You Know About Tax Benefits for Weight Loss Surgery?
Tax benefits may be available for weight loss surgery expenses, including procedures, approved drugs, and nutritional counseling. The IRS allows deductions for uncompensated treatment costs exceeding 7.5 percent of adjusted gross income.
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Certain costs related to a weight loss program might be reimbursable through healthcare spending accounts (FSA/HSA). Verify eligible expenses with your account administrator, and be aware that some services, supplements, or medications may require a letter of medical necessity.
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Consult with a tax professional or CPA to understand how these deductions can support your weight loss journey.