Small companies and private insurance policies do not cover bariatric surgery, however many large employers do provide coverage for their employees. The easiest way to find out if your employer provides coverage is to call your human resources department or call the number on the back of your insurance card and ask if they cover Bariatric Surgery. You may also fill out our contact form and someone from our office will assist you.
The bariatric surgery insurance approval process can be a challenging and confusing process. The Centennial Center for Weight Management has dedicated insurance specialists that will help you navigate the process. They will:
Verify your insurance benefits and criteria specific to your plan
Provide the estimated out of pocket amount based on your insurance coverage
Obtain medical records, referral letters and any other documentation required by your insurance
Work with your insurance company to obtain approval for surgery
Keep you informed and updated every step of the way
If you know you have bariatric coverage and meet the BMI criteria, then the next step is to Register as a New Patient with the Centennial Center for Weight Management to start the insurance verification and pre-approval process.
Some patients may choose to borrow against their 401k plan or utilize a home equity line of credit. However, if you need assistance with financing your procedure, we work with several healthcare finance companies like Lending USA, Prosper Healthcare Lending and CareCredit.
If you do not have bariatric surgery coverage (or do not wish to proceed with insurance coverage for your procedure) and would like to proceed with the Self-Pay FastTrack Option, please call us at (615) 342-5820 to schedule a consultation with Dr. Houston.